TERMS AND CONDITIONS – FNT INVESTMENTS

LAST UPDATED: JANUARY 2026


1. ACCEPTANCE OF TERMS

Welcome to FNT INVESTMENTS. These Terms and Conditions (“Terms”) govern your use of our website fntinvestments.com and our investment-related services. By accessing or using our website, platforms, or services, you agree to be bound by these Terms.

If you do not agree to these Terms, please discontinue use of our website and services.


2. ABOUT FNT INVESTMENTS

FNT INVESTMENTS is an investment company based in Dubai, UAE, offering investment solutions, portfolio management, financial advisory, and related services.

Company Information:
FNT INVESTMENTS
P.O BOX 341881, JAFZA
Dubai, UAE

Phone: 04 239 5394
Email: it@fnthomes.ae


3. SERVICES PROVIDED

FNT INVESTMENTS provides a range of investment-related services, including:

• Investment consultation and advisory
• Portfolio management
• Access to local and international investment opportunities
• Corporate and private investment structuring
• Financial planning and risk assessment
• Investment research and market insights
• Wealth management support
• Client onboarding and KYC/AML compliance services

We reserve the right to update or modify our service offerings at any time.


4. USER ACCOUNTS AND REGISTRATION

4.1 ACCOUNT CREATION

To access certain investment services, you may need to create an account or complete KYC verification. You agree to:

• Provide accurate, complete information
• Maintain confidentiality of login credentials
• Take responsibility for all activity under your account
• Notify us immediately of unauthorized use

4.2 ACCOUNT TERMINATION

We may suspend or terminate your account if you:

• Violate these Terms
• Provide false or misleading information
• Fail compliance or regulatory requirements
• Engage in illegal or fraudulent activity


5. INVESTMENT INFORMATION AND DISCLAIMER

5.1 ACCURACY OF INFORMATION

We aim to provide accurate information but do not guarantee the accuracy or reliability of any investment data. Information may change without notice.

5.2 INVESTMENT RISK

All investments carry risk. Past performance does not guarantee future results.
FNT INVESTMENTS is not responsible for financial losses arising from investment activities.

5.3 REGULATORY COMPLIANCE

All activities comply with:

• UAE financial regulations
• AML/CTF rules
• KYC requirements
• Relevant financial authority guidelines


6. USER CONDUCT AND PROHIBITED ACTIVITIES

You agree NOT to:

• Use the website for illegal or fraudulent activity
• Provide false or misleading information
• Attempt to bypass compliance processes
• Interfere with website functionality
• Attempt unauthorized access
• Use bots or scraping tools
• Post harmful or unlawful content
• Violate intellectual property rights


7. INTELLECTUAL PROPERTY RIGHTS

All website content is owned by FNT INVESTMENTS and protected under copyright law.
You may not copy, distribute, or modify content without written permission.


8. PAYMENT TERMS AND FEES

8.1 SERVICE FEES

Some services involve management fees, subscription fees, or transaction charges.
All fees are disclosed in advance and are non-refundable unless stated otherwise.

8.2 CURRENCY AND TAXES

All fees are billed in AED (UAE Dirhams).
You are responsible for applicable taxes or government charges.


9. DISCLAIMERS AND LIMITATION OF LIABILITY

9.1 NO GUARANTEE OF RETURNS

FNT INVESTMENTS does not guarantee any investment returns.

9.2 SERVICE AVAILABILITY

We do not guarantee uninterrupted or error-free website operation.

9.3 LIMITATION OF LIABILITY

We are not liable for:

• Investment losses
• Indirect or consequential damages
• Third-party inaccuracies
• Technical issues or downtime
• Unauthorized access caused by user negligence


10. PRIVACY AND DATA PROTECTION

Your privacy is governed by our Privacy Policy, which forms part of these Terms.


11. INDEMNIFICATION

You agree to indemnify FNT INVESTMENTS from any claims or losses arising from misuse of our website, violation of these Terms, or breaches of law.


12. GOVERNING LAW AND DISPUTE RESOLUTION

12.1 GOVERNING LAW

These Terms are governed by the laws of the United Arab Emirates.

12.2 DISPUTE RESOLUTION

Unresolved disputes shall be handled exclusively by the courts of Dubai, UAE.


13. FORCE MAJEURE

We are not responsible for delays caused by events beyond our control, including natural disasters, cyberattacks, or government restrictions.


14. SEVERABILITY

If any clause is invalid, the remaining sections remain enforceable.


15. CHANGES TO TERMS

We may update these Terms periodically. Continued use of our services indicates acceptance of updated Terms.


16. CONTACT INFORMATION

For questions about these Terms, contact:

FNT INVESTMENTS
P.O BOX 341881, JAFZA
Dubai, UAE

Phone: 04 239 5394
Email: it@fnthomes.ae


17. ENTIRE AGREEMENT

These Terms, together with our Privacy Policy and any legal notices on our website, form the entire agreement between you and FNT INVESTMENTS.